Michigan Medicare Counselor with senior couple

Michigan Medicare Counseling: Is It Worth It?

Medicare can be challenging. This is especially true when you first enter the program. First, you’ve probably had minimal experience shopping for individual insurance. Not only that, but Medicare is different than pretty much every other individual plan on the market. Finally, every insurance agent and call center in the nation is trying to earn…
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Medicare Advantage in Michigan

Medicare Advantage In Michigan: The Complete Guide

Have you been considering Medicare Advantage in Michigan? While original Medicare can be straight forward, there are a good bit of moving parts when it comes to a Medicare Advantage plan.  In today’s article, we’ll explore the following: What is Medicare Advantage and how it works Common questions that people ask about Medicare Advantage The…
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two medicare supplements

Can You Have Two Medicare Supplement Plans?

You may be wondering if having two Medicare Supplements are a good idea or not.  The fact is, you cannot have two active Medicare Supplement plans, and you wouldn’t want them if you could.  In this article, we’ll go over what a Medicare Supplement plan is, why you can’t have two, and why you won’t…
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Medicare and Rver's

Medicare For RVer’s: The Complete Guide

In today’s article, we’re going to explore Medicare for RVer’s and snowbirds.  Here in Michigan, the summers can be beautiful, but around January many of our Medicare age residents head south for the winter. This can be confusing when you spend 6-8 months in Michigan and the rest of the time in another state.  So…
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HSA's and Medicare

Can I Use An HSA To Pay Medicare Supplement Premiums?

HSA’s and Medicare can be tricky to maneuver. Not only do you have to worry about what you can use your funds on when you’re in retirement, but you also need to know how to avoid a taxable event when you’re about to retire from work.  You cannot use HSA funds to pay for Medicare…
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Change Medicare Supplements

When Can You Change Medicare Supplements?

“When can I change Medicare Supplements?” That’s the question I often find online with sites like Quora, online searches, and even with people concerned about their Medicare Supplement plan. The answer is simple: “You can change Medicare Supplement plans any time of the year you want. As long as you can medically qualify.”  Today’s article…
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Medicare Supplement Rate Increase History

Medicare Supplement Rate Increase History: Does It Matter?

I have many seniors on Medicare like to ask me about  Medicare Supplement rate increase history to determine if a company will remain stable or not.  Medicare Supplement rate increase history does very little to determine if a company’s rates will remain  stable. Just like the stock market, past experiences do not determine future results. …
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Medicare Supplements in MI

Medicare Supplements In Michigan: The Ultimate Review

Shopping for Medicare supplements in Michigan can seem like a daunting task. This is especially true if you’ve just entered Medicare and you’ve been bombarded with marketing mailers and phone calls until you finally just pick someone and buy a plan. After a few years, you get a bit more experience with Medicare and start…
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